A Leicestershire learner driver has been disqualified after crashing during his first lesson.
Jordan Snow, 19, of Leicester Road, Lutterworth, admitted a charge of driving without insurance when he appeared at Leicester Magistrates' Court on Thursday, 8th October 2020.
Driving without insurance is an offence under section 143(2) of the Road Traffic Act 1988. The maximum penalty on summary conviction is a fine at level 5 (unlimited). The driver's licence would normally be endorsed with 6 penalty points or a period of disqualification imposed.
We have previously written a guide on driving without insurance, which some readers may find of interest.
Stacey Mills, prosecuting, told Magistrates that Snow was taking his first driving lesson with his stepfather on the afternoon of Friday, 15th May 2020 when the collision occurred.
Ms Mills said: "He had no driving experience at this time, but was aware his stepfather had at least two years driving experience.
"The car had been lent to him by his uncle."
As Snow turned onto Church Street an approaching vehicle caused the novice driver to brake sharply.
"He put his foot down harder than he thought and before he could brake he collided with a parked car in Church Street," Ms Mills explained.
"He thought that because his father was covered, he would be okay to drive," she added.
Police were called to the scene of the collision and enquiries revealed that Snow was uninsured to drive his uncle's vehicle.
He was also ordered to pay £85 towards prosecution costs and £34 victim surcharge.
This story serves as a further reminder to drivers that it is their responsibility to ensure they are correctly covered by a valid policy of insurance. If there is any doubt at all, they should always make active enquiries to clarify their insurance status.
They should never assume that just because one person is covered to drive a particular vehicle, the same level of coverage will also apply to them driving the same vehicle.
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